
We are poorer than we think. Canadians running their retirement numbers are shining light in the dark corners of household finances in this country. The sums leave many “anxious, fearful and sad about their finances,” according to a Healthcare of Ontario Pension Plan survey recently reported in these pages.
Fifty-two per cent of us worry a lot about our personal finances. Fifty per cent feel frustrated, 47 per cent feel emotionally drained and 43 per cent feel depressed. There is not one survey indicator to suggest Canadians have made financial progress in 2025 compared with 2024.









During my law enforcement career, I never saw what one might reasonably describe as an obvious act of courage on the part of any attorney, prosecutor, or public defender. Their lives and jobs were insulated from the gritty reality of day-to-day police work. It was a reality they experienced from the comfort of office chairs and argued in climate-controlled, guarded courtrooms. Such was not the case for 



